Payoneer registration India is essential for freelancers, digital nomads, and remote workers in India who need a reliable way to receive international payments. This July 2025 mobile guide shows you step-by-step how to complete payoneer registration india, with updated KYC requirements and full RBI compliance.
If you’re interested in how payoneer registration india compares to other Asian countries, see our Payoneer Registration in the Philippines for Beginners: Your Mobile Guide and Payoneer Registration in Indonesia for Beginners: Your Mobile Guide for regional guides.
Why Choose Payoneer in India?
Payoneer is a top choice for Indian freelancers and online professionals. It enables you to receive payments from global clients and freelance marketplaces like Upwork, Fiverr, and 99designs. You can easily withdraw your earnings to your Indian bank account (HDFC, ICICI, SBI, Axis Bank, etc.) and manage funds with the Payoneer app. Most importantly, Payoneer fully complies with RBI’s new PA-CB license rules, so your payoneer registration india is always legal and secure.
What You Need Before Registration (Mobile-Ready)
- Valid Indian ID: Aadhaar card or Passport, not expired, all details clearly visible.
- PAN Card: Original, physical PAN card (digital copies often not accepted for KYC).
- Aadhaar Number: Your 12-digit Aadhaar number for verification.
- DigiLocker Access: Have your PIN/account for digital KYC if needed.
- Indian Mobile Number: Linked to Aadhaar for OTP verification.
- Email Address: Active email for Payoneer notifications.
- Bank Account Details: Your Indian bank account number, IFSC code, and exact account holder name as on your PAN card.
- Mobile Device: Smartphone with camera, microphone, and stable internet for video KYC if required.
Payoneer Registration India: Step-by-Step Mobile Guide
Follow these steps to open your Payoneer account from your mobile:
Need to verify KYC? Check our Payoneer KYC Philippines Mobile Verification: A Beginner’s Guide for more info on mobile verification processes in Asia.
1. Download and Install the Payoneer App
- Go to the Google Play Store or Apple App Store.
- Search “Payoneer” (developer: Payoneer Inc.) and install the official app.
- Open the app and tap “Register” or “Sign Up” to begin your payoneer registration india.
2. Choose Account Type and Enter Basic Information
- Select “Individual” if you’re a freelancer, solopreneur, or remote worker.
- Enter your full legal name (as on PAN card).
- Type your active email address and create a strong password.
- Enter your date of birth as on your official ID.
- Tap “Next” to continue.
3. Enter Contact Information and Address
- Country: Select “India”.
- Enter your complete address exactly as on your Aadhaar card, including street, city, state, and PIN code.
- Input your active Indian mobile number (linked to Aadhaar).
- You’ll receive an OTP by SMS. Enter it to verify your phone number and continue.
4. Set Up Security Details and ID Information
- Select a security question and set an answer for account recovery.
- Enter your PAN card number (double-check for accuracy).
- Input your 12-digit Aadhaar number for KYC verification.
- Choose the main purpose for opening your Payoneer account (e.g., “Receiving payments from clients/marketplaces”).
- Tap “Next” to continue.
5. Link Your Indian Bank Account
- Confirm bank country (“India”) and currency (“INR”).
- Select your bank (e.g., HDFC, SBI, ICICI, Axis, etc.).
- Enter account holder name (must exactly match PAN card and bank record).
- Type your bank account number and IFSC code (check on your bank statement or passbook).
- Select account type (Savings or Current).
6. Complete KYC Verification
- Upload clear photos of your PAN card and Aadhaar card (all details visible and well-lit).
- If prompted, verify documents using DigiLocker (prepare PIN in advance).
- You may be asked for a short video verification or a live selfie for security.
Tips for Fast Approval
- All personal and bank details must exactly match your official documents.
- Use a high-quality camera for document photos to avoid delays.
- Respond quickly to any Payoneer requests for extra information (check your email and app notifications).
- For any issues, contact Payoneer support via their app or website.
- By following these payoneer registration india steps, you can get verified quickly and start receiving payments.
Related: Payoneer vs Wise for Freelancers (2025): Which is Better for You?
For a full breakdown of how Payoneer compares with Wise for freelancers, see our Payoneer vs Wise for Freelancers (2025): Which is Better for You?
Conclusion
With the new RBI compliance, payoneer registration india is safer and easier than ever for freelancers and remote workers to receive international payments. Prepare your KYC documents and follow this mobile guide to complete your payoneer registration india in minutes and start receiving global payments.